ATTORNEY AT LAW/ABOGADA

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ONLY GOOD THANKSGIVING T0 CYBER MONDAYS

$300 0FF any LEGAL SERVICES listed below

Applies to future Legal Service only. Does not include filing fees. Cannot be combined with anyother offers. Good for legal services from 12/1/2019 to 1/31/2020.


Areas of Practice

Bankruptcy

Bankruptcy is a legal status of a person or other entity who cannot repay debts to creditors. In most jurisdictions, bankruptcy is imposed by a court order, often initiated by the debtor. There are two types of bankruptcies most individuals file Chapter 7 or Chapter 13.

Collection Judgments

A judgment is a court order that is the decision in a  debt collection lawsuit. The the judge may award the creditor or debt collector a judgment against you, if you ignore the lawsuit.

Foreclosure

Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.  

Real Estate Closing

The real estate closing process is when the home is officially transferred from the seller to the buyer.  Anadel is both  licensed real estate broker and attorney. She understands the transaction from both realty and law prospective. She has represented buyers, sellers, investors and lenders in transactions.

Modification, Short Sale & Deed In Lieu

When you are losing your home, you have three options: modification is when you make a payment arrangement with your lender, Short Sale is  when you sell your home for less than you owe the bank or Deed in Lieu is when you sign your Deed over to the bank.

Per Diem Services

Service is for Attorneys Only.  My office can appear on behalf of attorney in real estate closing, court appearance and/or deposition.

FEE DISCLOSURE



The prices above only include the services stated. Precios son solamente para los servicio en este aviso.

areas de practica

Modificación

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 Una modificación es el proceso el cual el propietario de la vivienda
hace un acuerdo para actualizar el préstamo devolviendo todos los
atrasos al préstamo y haciendo un nuevo plan de pago con la
prestamista. 

Venta Corta

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 Una modificación es el proceso el cual el propietario de la vivienda
hace un acuerdo para actualizar el préstamo devolviendo todos los
atrasos al préstamo y haciendo un nuevo plan de pago con la
prestamista. 

Juicios De Colecciones

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Una sentencia es una orden judicial que es la decisión en una demanda por cobro de deudas. El juez puede otorgarle al acreedor o al cobrador de deudas una sentencia en su contra, si usted ignora la demanda. 

Escritura en Lieu/Indulgencia

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La escritura en Lieu es cuando el propietario de la casa firma la casa 

de regreso al banco.  El proceso de indulgencia es un proceso en el que el prestamista  toma la cantidad total atrasado y lo divide en 12 a 18 meses. El  propietario será responsable de hacer su pago mensual regular mas  la cantidad adicional.  

Bancarrota

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 Hay dos tipos de bancarrota. La mayoría de los individuos presentan
el Capitulo 7 y el Capitulo 13. Si presenta el Capítulo 7, no deberá la
deuda al banco, pero aun así puede ir tras su casa. Si presenta el
Capitulo 13, debe poder pagar todos los atrasos de su hipoteca en un
plazo de 48 a 60 meses mas su hipoteca mensual y sus facturas
regulares. Si no puede demostrar esta capacidad de pago ante la
corte, su caso será anulado.   

Tambien podemos negociar con los acredadores.

Detener La Fecha De Venta De Ejecución Hipotecaria

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 La única forma de detener la fecha de venta de ejecución hipotecaria
es vender su casa antes de la fecha de venta, presentar una orden
para demostrar la causa o declararse en bancarrota. Tenga en cuenta
que presentar una orden para demostrar la causa y o una bancarrota
es solo una solución temporal. Detendrá la venta temporalmente, pero
si el propietario no modifica o venda la vivienda dentro de un tiempo
razonable, la fecha de la ejecución hipotecaria será reprogramada. 

ouR mISSION

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Law You Can Understand

We know that legal action can sometimes be overwhelming. We are dedicated to providing you help in language that you can understand. If you don't feel like you understand your options, just ask, and we will work to find an explanation that works for you.

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A Focus on Results

The first step is for us to work with you and come up with a plan to get the results you need. Through our understanding of the law and your understanding of the circumstances, we will craft a path to success.

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Get Started Today

Don't wait! Contact us for a free phone consultation. Let us help you figure out your best next steps are. The sooner you have a plan of action, the better your chances of taking the correct steps to get the results you want.

Memberships & Associations