ATTORNEY AT LAW/ABOGADA
Do you need an attorney to represent you in a foreclosure case? Call for a free consultation.
¿Necesita un abogado que lo represente en una ejecución hipotecaria? Llama para consulta gratis.
Bankruptcy, Real Estate, Foreclosure, and Collections
CELEBRANDO 25 AÑOS
Offices in Queens and Long Island
Anadel Canale serving the community for 25 years. Call me, I can help! Abogada Anadel Canale trabajando para la communid para 25 años.
Attorney Specializing in Bankruptcy, Collection, Foreclosure & Real Estate.
Abogado especializado en bancarrota, cobranza, ejecución hipotecaria y bienes raíces.
Bankruptcy is a legal status of a person or other entity who cannot repay debts to creditors. In most jurisdictions, bankruptcy is imposed by a court order, often initiated by the debtor. The two types of bankruptcies that most individuals file are Chapter 7 or Chapter 13.
A judgment is a court order that is the decision in a debt collection lawsuit. The the judge may award the creditor or debt collector a judgment against you, if you ignore the lawsuit.
Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.
The real estate closing process is when the home is officially transferred from the seller to the buyer. Anadel is both a licensed real estate broker and an attorney. She understands the transaction from both the realty and law perspective. She has represented buyers, sellers, investors and lenders in transactions.
When you are losing your home, you have three options: modification is when you make a payment arrangement with your lender, Short Sale is when you sell your home for less than you owe the bank or Deed in Lieu is when you sign your Deed over to the bank.
Incorporate your business, obtain tax identification, assistance with business loans including PPP and EIDL loan, commercial evictions and general business questions and issues.
Una modificación es el proceso el cual el propietario de la vivienda
hace un acuerdo para actualizar el préstamo devolviendo todos los
atrasos al préstamo y haciendo un nuevo plan de pago con la
prestamista.
Una modificación es el proceso el cual el propietario de la vivienda
hace un acuerdo para actualizar el préstamo devolviendo todos los
atrasos al préstamo y haciendo un nuevo plan de pago con la
prestamista.
Una sentencia es una orden judicial que es la decisión en una demanda por cobro de deudas. El juez puede otorgarle al acreedor o al cobrador de deudas una sentencia en su contra, si usted ignora la demanda.
Incorpore su negocio, obtenga identificación fiscal, asistencia con préstamos comerciales incluyendo préstamos PPP y EIDL, desalojos comerciales y preguntas y problemas generales de negocios.
La escritura en Lieu es cuando el propietario de la casa firma la casa
de regreso al banco. El proceso de indulgencia es un proceso en el que el prestamista toma la cantidad total atrasado y lo divide en 12 a 18 meses. El propietario será responsable de hacer su pago mensual regular mas la cantidad adicional.
Hay dos tipos de bancarrota. La mayoría de los individuos presentan
el Capitulo 7 y el Capitulo 13. Si presenta el Capítulo 7, no deberá la
deuda al banco, pero aun así puede ir tras su casa. Si presenta el
Capitulo 13, debe poder pagar todos los atrasos de su hipoteca en un
plazo de 48 a 60 meses mas su hipoteca mensual y sus facturas
regulares. Si no puede demostrar esta capacidad de pago ante la
corte, su caso será anulado.
Tambien podemos negociar con los acredadores.
La única forma de detener la fecha de venta de ejecución hipotecaria
es vender su casa antes de la fecha de venta, presentar una orden
para demostrar la causa o declararse en bancarrota. Tenga en cuenta
que presentar una orden para demostrar la causa y o una bancarrota
es solo una solución temporal. Detendrá la venta temporalmente, pero
si el propietario no modifica o venda la vivienda dentro de un tiempo
razonable, la fecha de la ejecución hipotecaria será reprogramada.
We know that legal action can sometimes be overwhelming. We are dedicated to providing you help in language that you can understand. If you don't feel like you understand your options, just ask, and we will work to find an explanation that works for you.
The first step is for us to work with you and come up with a plan to get the results you need. Through our understanding of the law and your understanding of the circumstances, we will craft a path to success.
Don't wait! Contact us for a free phone consultation. Let us help you figure out what your best next steps are. The sooner you have a plan of action, the better your chances of taking the correct steps to get the results you want.
This website is for informational purposes only. Using this site or communicating with Anadel Canale P.C. through this site does not form an attorney/client relationship. This site is legal advertising.
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